Our Mortgage Services

Ron Ramanujam offers comprehensive mortgage solutions tailored to your unique financial situation and homeownership goals. With multi-state licensing and proven expertise, Ron guides you through every financing option to find the perfect fit.

Home Purchase Loans

Conventional Loans
Ideal for buyers with strong credit and stable income. Competitive rates and flexible terms for primary residences, second homes, and investment properties.

FHA Loans
Perfect for first-time buyers with lower down payment requirements (as low as 3.5%) and more flexible credit standards.

VA Loans
Exclusive benefits for veterans and active military personnel, including zero down payment options and no private mortgage insurance.

USDA Loans
Finance rural and suburban properties with zero down payment for qualified buyers in eligible areas.

Jumbo Loans
Competitive financing for luxury properties and homes exceeding conventional loan limits.

Refinancing Solutions

Rate-and-Term Refinance
Lower your interest rate or adjust your loan term to reduce monthly payments or pay off your mortgage faster.

Cash-Out Refinance
Access your home equity for home improvements, debt consolidation, or other major expenses while potentially securing better loan terms.

Streamline Refinance
Fast, simplified refinancing for existing FHA, VA, and USDA loans with reduced documentation requirements.

Pre-Approval Services

Get pre-approved quickly and gain a competitive advantage when making offers. Our streamlined process delivers verified financing approval in days, not weeks, positioning you as a serious buyer in competitive markets.

Investment Property Financing

Competitive loan options for real estate investors building rental property portfolios. Ron understands investment property cash flow considerations and structures financing for optimal returns.

First-Time Homebuyer Programs

Specialized guidance for those entering homeownership, including access to down payment assistance programs, education on loan options, and support throughout the entire process.

Who We Serve

First-time homebuyers
Growing families upgrading homes
Military personnel and veterans
Real estate investors
Self-employed professionals
Homeowners refinancing for better terms
Buyers with complex financial situations

Why Choose Our Services

Multi-State Expertise: Licensed in North Carolina, Georgia, Florida, Virginia, and Texas.

Creative Solutions: Specialized in finding financing for situations that don't fit standard lending criteria.

Fast Processing: Quick pre-approvals and efficient closings give you competitive market advantage.

Competitive Rates: Access to diverse loan products and wholesale pricing through Ensure Home Loans' extensive network.

Personalized Guidance: Every client receives customized strategies based on their unique circumstances and goals.

Ready to Get Started?

Whether you're buying your first home, refinancing your current mortgage, or building an investment portfolio, Ron brings the expertise and dedication to make your financing process smooth and successful.

Contact Ron Ramanujam

Senior Mortgage Loan Originator
NMLS License Number: 1938920
Ensure Home Loans LLC (Company NMLS: 1666674)

Phone: (919) 491-8944
Email: [email protected]
Office: 2785 Rockbrook Dr., Suite 304, Lewisville, TX 75067

Comprehensive Mortgage Solutions for Every Situation.